Lay‑by Terms & Conditions

Deposit

  • Start your lay-by with a minimum deposit of 20% of the total price.

Payments

  • Pay the balance in monthly instalments over the agreed lay-by period (up to 3 months).

Price Guarantee

  • The price is fixed at the time you start your lay-by.

Collection

  • Hardware can only be collected/delivered once the full amount has been paid.
  • Collection/Delivery must take place between 7 and 21 days of final payment.

Cancellation

  • You may cancel at any time.
  • A 10% cancellation fee applies, and the balance will be refunded.

Default

  • If payments stop for two months in a row, the lay-by will be cancelled, and the cancellation fee will apply.

Ownership

  • The hardware remains the property of Takunda IT Solutions until fully paid.