Lay‑by Terms & Conditions
Deposit
- Start your lay-by with a minimum deposit of 20% of the total price.
Payments
- Pay the balance in monthly instalments over the agreed lay-by period (up to 3 months).
Price Guarantee
- The price is fixed at the time you start your lay-by.
Collection
- Hardware can only be collected/delivered once the full amount has been paid.
- Collection/Delivery must take place between 7 and 21 days of final payment.
Cancellation
- You may cancel at any time.
- A 10% cancellation fee applies, and the balance will be refunded.
Default
- If payments stop for two months in a row, the lay-by will be cancelled, and the cancellation fee will apply.
Ownership
- The hardware remains the property of Takunda IT Solutions until fully paid.
